Will Auto Insurance Alone Cover the Perils of Vehicle Transport?

Moving to a new home in another city, state, or country is one common reason to use auto transport services. Another reason is having a vehicle shipped to you after purchasing it in another state. Auto transport provides a convenient and stress-free way to move your vehicle without adding extra mileage. However, many auto insurance providers do not clearly explain how coverage works during transport. Our team is here to help you understand your options.

Will Your Auto Insurance Cover Vehicle Damage During Auto Transport in Midland, TX?

The answer varies by insurance carrier. Most providers cover transport-related damage if your policy includes both comprehensive and collision coverage. Comprehensive insurance generally covers fire, theft, wind, vandalism, hail, flood, falling objects, and animal-related damage. Collision insurance applies if your transport driver is involved in an accident that damages your vehicle.

One of our agents at Ledford Insurance Agency will review your current auto policy and explain any additional coverage you may need to protect your vehicle during transport.

Is There Auto Insurance for Auto Transport?

Yes. Auto transport insurance, also called shipping insurance, helps protect your vehicle while it is in the transport company’s possession. This coverage applies from loading through transport to the vehicleis safe unloading.

Licensed and insured transport companies in Midland, TX, carry liability and cargo insurance that meets minimum requirements. Many companies also offer optional add-on coverage. It is important to research each provider, review their policy details, and ask specific questions about what their insurance includes. Always document your vehicle’s condition before and after transport to support a potential claim.

Your personal auto insurance carrier may also offer a rider or a separate policy for vehicle shipments. Contact an agent at Ledford Insurance Agency to discuss your options and determine the best way to safeguard your vehicle.

Ensuring you have proper insurance coverage during auto transport is essential. Combining your personal auto insurance with the transport company’s policy can help protect your vehicle throughout the entire process. Contact us for assistance or to review your coverage needs.