Tag: auto

Moving to a new home in another city, state, or country is one common reason to use auto transport services. Another reason is having a vehicle shipped to you after purchasing it in another state. Auto transport provides a convenient and stress-free way to move your vehicle without adding extra mileage. However, many auto insurance providers do not clearly explain how coverage works during transport. Our team is here to help you understand your options.

Will Your Auto Insurance Cover Vehicle Damage During Auto Transport in Midland, TX?

The answer varies by insurance carrier. Most providers cover transport-related damage if your policy includes both comprehensive and collision coverage. Comprehensive insurance generally covers fire, theft, wind, vandalism, hail, flood, falling objects, and animal-related damage. Collision insurance applies if your transport driver is involved in an accident that damages your vehicle.

One of our agents at Ledford Insurance Agency will review your current auto policy and explain any additional coverage you may need to protect your vehicle during transport.

Is There Auto Insurance for Auto Transport?

Yes. Auto transport insurance, also called shipping insurance, helps protect your vehicle while it is in the transport company’s possession. This coverage applies from loading through transport to the vehicleis safe unloading.

Licensed and insured transport companies in Midland, TX, carry liability and cargo insurance that meets minimum requirements. Many companies also offer optional add-on coverage. It is important to research each provider, review their policy details, and ask specific questions about what their insurance includes. Always document your vehicle’s condition before and after transport to support a potential claim.

Your personal auto insurance carrier may also offer a rider or a separate policy for vehicle shipments. Contact an agent at Ledford Insurance Agency to discuss your options and determine the best way to safeguard your vehicle.

Ensuring you have proper insurance coverage during auto transport is essential. Combining your personal auto insurance with the transport company’s policy can help protect your vehicle throughout the entire process. Contact us for assistance or to review your coverage needs.

Auto insurance is required by law. But even if it weren’t, you need it to protect your investment. And while it’s important to have coverage for your vehicle, it’s equally important to protect its contents. Whether you like to customize the inside with accessories, travel from home to school with all of your tech (laptops, headphones, etc.), or have a lot of things stored inside your vehicle, you don’t want to pay out of pocket if your car is stolen or broken into.

Does auto insurance cover stolen items if your car is broken into? Here’s what comprehensive auto insurance does (and doesn’t) cover, and how to get all the coverage you need with Ledford Insurance Agency, serving Midland, TX. 

Your  Auto Insurance Doesn’t Cover Theft of Items, But It Doesn’t Need To

Auto insurance is surprisingly not designed to cover the contents of your vehicle. With comprehensive auto insurance, you only get coverage for your vehicle if it’s stolen, damaged, or otherwise affected. But while your contents aren’t covered under your auto insurance policy if they’re impacted by theft, you don’t actually need them to be. Your homeowners or renters insurance can help cover the theft of items in your car, even if the theft didn’t occur on your property. Make sure you have comprehensive coverage in case your vehicle is stolen ot broken into.

Shop Car Insurance and More at Ledford Insurance Agency

If you’re in the market for auto insurance or other forms of insurance, we’re here to help. Discover your options with the team at Ledford Insurance Agency, serving Midland, TX. Compare quotes with us to get started.