Motorcycle Insurance in Texas
Owning a motorcycle is an exhilarating experience but it is also quite dangerous. According to the statistics provided by the National Safety Council, a motorcycle accident occurs in the United States every 14 seconds. Therefore, it is not surprising that Texas law requires that all motorcycle owners must have motorcycle insurance. It protects riders and their passengers, a motorcycle itself, and provides liability coverage if a motorcyclist appears to be liable in an accident. If you are a resident of the Lone Star State and you are looking for motorcycle insurance, here are some things you should know:
- Your standard auto insurance does not cover a motorcycle. Even if you already have car insurance, it is irrelevant when it comes to your motorcycle. According to the law, you must purchase liability insurance that is tailored specifically to the motorcycle.
- Your motorcycle can be impounded if you are riding without proper motorcycle insurance. Police have the right to impound your motorcycle if you are caught riding without insurance. Then, in order to retrieve your vehicle, you will have to pay additional fees. Moreover, your motorcycle will not be released until you obtain the required insurance.
- Modified bikes are not covered by standard motorcycle insurance. Many motorcycle owners like to modify their vehicles. If you are one of them, you should know that these modifications will not be covered by your standard motorcycle insurance policy. This includes optional augmentations and aftermarket performance that were made after you have purchased your bike.
If you are a motorcycle owner from Texas and you live in Midland, TX or any other surrounding town and you need proper motorcycle insurance, Ledford Agency LLC will be happy to assist you. Our experienced and knowledgeable agents will do their best to provide you with all the necessary information and find the perfect policy addressing your insurance needs. Therefore, do not hesitate to contact Ledford Agency LLC serving Midland, TX and talk to one of our agents.
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