Month: December 2025

Auto insurance is required by law. But even if it weren’t, you need it to protect your investment. And while it’s important to have coverage for your vehicle, it’s equally important to protect its contents. Whether you like to customize the inside with accessories, travel from home to school with all of your tech (laptops, headphones, etc.), or have a lot of things stored inside your vehicle, you don’t want to pay out of pocket if your car is stolen or broken into.

Does auto insurance cover stolen items if your car is broken into? Here’s what comprehensive auto insurance does (and doesn’t) cover, and how to get all the coverage you need with Ledford Insurance Agency, serving Midland, TX. 

Your  Auto Insurance Doesn’t Cover Theft of Items, But It Doesn’t Need To

Auto insurance is surprisingly not designed to cover the contents of your vehicle. With comprehensive auto insurance, you only get coverage for your vehicle if it’s stolen, damaged, or otherwise affected. But while your contents aren’t covered under your auto insurance policy if they’re impacted by theft, you don’t actually need them to be. Your homeowners or renters insurance can help cover the theft of items in your car, even if the theft didn’t occur on your property. Make sure you have comprehensive coverage in case your vehicle is stolen ot broken into.

Shop Car Insurance and More at Ledford Insurance Agency

If you’re in the market for auto insurance or other forms of insurance, we’re here to help. Discover your options with the team at Ledford Insurance Agency, serving Midland, TX. Compare quotes with us to get started.