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Ledford Insurance Agency

1910 N Big Spring St
Midland, TX 79705

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Oilfield Operations in Midland: Insurance Considerations for Harsh Conditions

In Midland, oilfield operations don’t just run against the clock; they run against the weather and the elements. Triple-digit heat breaks down both crews and equipment. Sudden storms blow sand and grit into gears, causing production to grind to a halt. The pace is always unforgiving, and every condition compounds the next. Ask yourself, is your insurance strategy built to keep pace with this environment, or is it written for risks that don’t matter?

Local Insight Makes the Difference

The Permian Basin has its own rules and quirks, and policies crafted without that context often miss crucial risks. For oilfield operators, exposure isn’t limited to damaged machinery. It also extends to liability when working or weather conditions push crews to their limits, and operational downtime when weather delays cascade into missed contracts. This is why local knowledge and guidance matter. At Ledford Insurance Agency, serving Midland, TX, we work directly with businesses facing these harsh realities, not hypothetical ones. That means aligning your coverage with the actual conditions that shape your oilfield work in Midland.

Planning for the Ripple Effect

An isolated incident never stays isolated in this line of work. A pump that overheats doesn’t just stop production; it delays shipments, pushes crews into overtime, and strains client relationships. Harsh weather doesn’t just damage property; it compromises safety protocols and opens up liability concerns. The real value of a strong insurance plan is in anticipating these ripple effects and protecting your business from them.

At Ledford Insurance Agency, serving the Midland, TX area, we sit down with experienced operators who understand the desert doesn’t hand out second or third chances. Our role is simple: translate the harsh conditions and risks you face into coverage that holds up when it matters. If you’re worried about where your current policy may fall short, give us a call. We’ll help you look past the fine print and toward resilience.

Do You Need Commercial Insurance for Your Michigan Business?

When it comes to commercial insurance for your business, state law in Texas doesn’t require you to have worker’s compensation and commercial auto liability insurance in place. In most states, if you have one or more employees who work at your business for more than 35 hours each week, you must have a worker’s compensation policy to cover them. Also, if your business owns or uses personal vehicles for business purposes, you must have at least a minimum amount of auto liability insurance on each one. The agents at the Ledford Insurance Agency LLC serving the Midland, TX area want you to know and understand that you can obtain other types of commercial insurance for your business.

What Does Commercial Insurance Cover?

When it comes to commercial insurance, you can choose from many different coverage options as a business owner.

Commercial Liability Insurance Coverage

Commercial liability insurance coverage is extremely important for you to have in place if someone is injured at your business. This could be a customer, a client, or some other type of visitor who falls or somehow becomes injured at your company. This policy will help pay for their medical bills and any lost wages they suffer. This type of insurance can also help you pay for an attorney if you’re ever accused of something like libel, copyright infringement, or slander.

Commercial Property Insurance

If a fire, natural disaster, or vandalism damages or destroys your business, you will definitely want commercial property insurance coverage. This will help you recover any lost inventory due to one of these types of situations or if a burglary occurs at your business.

Contact Ledford Insurance Agency LLC

The agents at the Ledford Insurance Agency LLC serving the Midland, TX area are ready to serve you with all of your commercial insurance needs. Call today to set up an appointment to get your policy started and protect the investment you have made in your business.