Month: June 2025

Texas Learner’s Permits and What You Need to Know

If someone in your household has acquired a learner’s permit and plans to drive your vehicle, it’s important to understand Texas insurance requirements to ensure proper coverage. With assistance from our agents at Ledford Insurance Agency in Midland, TX, vehicle owners can find answers to their questions and secure the right protection.

Learner’s Permits and Insurance Coverage

Whether the driver with a learner’s permit is a teen or an adult in your household, you’ll want to ensure you have liability insurance coverage in case of an accident. In most cases, the vehicle owner can add the learner’s permit holder to their existing policy. However, it’s crucial to notify your insurance agent about the driver. If you fail to do so and the driver is involved in an accident, your insurance company may deny the claim.

If you’ve followed the proper procedures and informed your agent, your policy will likely cover any damages resulting from an accident. However, it’s always best to discuss the specifics with your agent to confirm coverage.

If the person with the learner’s permit does not reside in your home but has permission to drive your vehicle, they may need a separate insurance policy. Before allowing anyone with a learner’s permit to operate your vehicle, consult with one of our agents to ensure you meet all requirements and have adequate protection.

Contact Ledford Insurance Agency

Understanding insurance requirements for drivers with learner’s permits can be confusing. If you’re facing this situation in Midland, TX, our agents are here to help. Contact Ledford Insurance Agency today for guidance and support. We’ve got you covered.