{"id":112,"date":"2025-02-28T04:00:00","date_gmt":"2025-02-28T10:00:00","guid":{"rendered":"https:\/\/www.ledfordins.com\/blog\/?p=112"},"modified":"2025-02-20T13:35:45","modified_gmt":"2025-02-20T19:35:45","slug":"do-you-need-commercial-insurance-for-your-michigan-business","status":"publish","type":"post","link":"https:\/\/www.ledfordins.com\/blog\/do-you-need-commercial-insurance-for-your-michigan-business\/","title":{"rendered":"Do You Need Commercial Insurance for Your Michigan Business?"},"content":{"rendered":"

When it comes to commercial insurance for your business, state law in Texas doesn’t require you to have worker’s compensation and commercial auto liability insurance in place. In most states, if you have one or more employees who work at your business for more than 35 hours each week, you must have a worker’s compensation policy to cover them. Also, if your business owns or uses personal vehicles for business purposes, you must have at least a minimum amount of auto liability insurance on each one. The agents at the Ledford Insurance Agency LLC serving the Midland, TX area want you to know and understand that you can obtain other types of commercial insurance for your business.<\/p>\n

What Does Commercial Insurance Cover?<\/strong><\/h2>\n

When it comes to commercial insurance, you can choose from many different coverage options as a business owner.<\/p>\n

Commercial Liability Insurance Coverage<\/strong><\/h3>\n

Commercial liability insurance coverage is extremely important for you to have in place if someone is injured at your business. This could be a customer, a client, or some other type of visitor who falls or somehow becomes injured at your company. This policy will help pay for their medical bills and any lost wages they suffer. This type of insurance can also help you pay for an attorney if you’re ever accused of something like libel, copyright infringement, or slander.<\/p>\n

Commercial Property Insurance<\/strong><\/h3>\n

If a fire, natural disaster, or vandalism damages or destroys your business, you will definitely want commercial property insurance coverage. This will help you recover any lost inventory due to one of these types of situations or if a burglary occurs at your business.<\/p>\n

Contact Ledford Insurance Agency LLC<\/strong><\/h2>\n

The agents at the Ledford Insurance Agency LLC serving the Midland, TX area are ready to serve you with all of your commercial insurance needs. Call today to set up an appointment to get your policy started and protect the investment you have made in your business.<\/p>\n","protected":false},"excerpt":{"rendered":"

When it comes to commercial insurance for your business, state law in Texas doesn’t require you to have worker’s compensation and commercial auto liability insurance in place. In most states, if you have one or more employees who work at your business for more than 35 hours each week, you must have a worker’s compensation […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[11,12,13,15,14],"class_list":["post-112","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-commercial-insurance","tag-ledford-insurance-agency","tag-midland","tag-texas","tag-tx"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t